Commercial Property Loans, all you need to know! Are you thinking of moving your business to a new location or property? Are you ready to finally buy a property for your enterprise? Then it’s time to start understanding the nature of commercial property loans. Let’s begin. What is a Commercial Real Estate Loan? First, let’s … Read more
A rising number of Australians are in the business world or becoming self-employed. This number was even heightened by the new normal brought by the 2020 pandemic. Self-employed always struggle when it comes to getting a home loan. This is primarily because of the difficulty in proving the “stability” of their employment. Most lenders don’t … Read more
Buying your first home isn’t always an easy process. Especially for people with zero to no property knowledge. Aside from scouring online for properties you want to live in, you also have to negotiate a price you can afford. But perhaps the biggest struggle in your journey to homeownership is on saving for your downpayment. … Read more
Why Use A Mortgage Broker? The first step to homeownership is applying for a mortgage. Unless you have heaps of cash to spend outright, applying for a mortgage will be an important part of your personal home buying experience. However, finding a home loan and sorting your finances is easier said than done. If only … Read more
The Homebuilder Grant is a $25,000 Australian government house grant that seeks to fund eligible citizens and first-time homeowners to build or renovate their homes. The grant is included in the new tax-free grant program announced by the Federal Government to help revive the residential construction market during the economic downturn caused by the 2020 … Read more
When Should You Refinance Your Loans? Since mortgage rates are at the lowest they have been in years, many people are asking: Is this the best time to refinance? Refinancing is the process of getting a new mortgage to replace the old one. It’s done to help the borrower obtain a better interest term and … Read more
Australia’s low cash rates will remain until 2023 according to property experts. According to CoreLogic, cash rate will stay at 0.25% until 2023. What does this mean for you? How can you make the most out of this? Interest rates are currently at an all-time low and lenders are more determined than ever to get … Read more
The first step to changing or fixing your bad money habits is by first knowing the biggest motivators in your financial life. Unknown to most of us, there are many financial drivers that impact how we spend our hard-earned money.
Retirement is one of the last milestones we’re going to experience in life. Just like marriage and having your first baby, many people believe that the amount of preparation that goes before this event is correlated to the happiness they’ll experience during this phase of their life.
Most budgets can be really difficult to follow—especially when you’re under financial stress. BUT when you’re living paycheck to paycheck, budgets are extremely crucial to your survival. Budgets work to restrict us from spending on things that aren’t important.
